Insurance Plans

We are in-network with the following health insurance plans:

Cigna Healthcare Benefit Plans

Aetna Medicare Advantage PPO

Aetna Benefit Plans

BCBS out of State Benefit Plans

BCBS of AZ Benefit Plans

BCBS of AZ Medicare Advantage HMO

BCBS of AZ Medicare Advantage PPO

BCBS of AZ Health Choice Pathway Medicare Advantage HMO

BCBS of AZ Health Choice Pathway Benefit Plans

ChooseHealthy Program (for American Specialty Health Members)

Medicare

MPN Empire Plan

United Healthcare Charter

United Healthcare Navigate

United Healthcare NexusACO NR

United Healthcare Nexus ACO R

Call us or email to check your eligibility and benefits

United Healthcare Individual and Family Plan Arizona

United Healthcare of Arizona

UHOne

United Healthcare Dual Complete Arizona

United Healthcare Medicare

United Healthcare Medicare Solutions West

Zelis

We also accept:

  • Cash Pay

  • Out of Network Plans

  • Personal Injury and Motor Vehicle Accidents

Cash Pay vs. Insurance

Have you ever wondered about the benefits of cash pay physical therapy?

Cash Pay

  • Simple, upfront pricing.

  • No surprise bills weeks later.

  • No need for a doctor’s referral.

  • Start therapy immediately without waiting for approvals.

  • Your care is between you and your PT — not an insurance company.

  • Treatment can include injury prevention, performance, and wellness - not just what’s billable.

  • You get faster results and better long-term outcomes.

  • You invest directly in your health rather than in an insurance company’s rules.

Insurance

  • Patients often don’t know their true cost until after treatment.

  • Insurance may deny coverage, leaving you responsible for large bills.

  • May require a referral, prior authorization, or proof of “medical necessity.”

  • Delays can mean weeks before starting treatment.

  • Insurance can decides if you “qualify” for therapy and restricts treatment to only what it considers “medically necessary.”

  • Visits may be shorter and limited in number

  • Progress may stall if treatment stops once insurance says you’re “good enough.”

Interested in learning more about cash pay physical therapy?

Contact us below for more info!